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Access the equity in your home loan

Refinance your mortgage with Debststroyer Home Loans so you can:

  • Pay off debt
  • Renovate
  • Start a business

Speak to one of our lending specialists today!

Refinance your mortgage to access the equity. When your new Debstroyer Home Loan settles you can pay off existing debts, renovate or start a business!

One Easy Payment

By consolidating your existing unsecured debt into your Debtstroyer Home Loan, your finances become easier to manage through one simple mortgage payment.

Access Extra Funds

Once your existing debt has been paid out, we may be able to release extra funds for you to renovate, start a business or pay for a wedding.

Flexible Lending Criteria

Have you been declined for a mortgage refinance through your existing lender? We specialise in providing lending solutions to people when the big banks cannot.

Why refinance?

Over the last 10 years, it has become easier to successfully apply for loans, which has led to people overcommitting themselves financially and putting a strain on their family budget. What may start as an interest-free store credit can easily evolve into numerous credit cards, payday loans, personal loans and leases.

These unsecured debt repayments can be a huge financial burden and make it difficult to afford basic expenses such as petrol and groceries, and perhaps your mortgage repayments. The stress caused by financial difficulties can impact your relationships, career and even your health.

By refinancing your mortgage, you can access the equity in your home loan to pay off your unsecured debts in a debt settlement – eliminating these debts and leaving you with one mortgage repayment.

You may even have funding left over to renovate, start a business or pay for a wedding!

How does it work?

A dedicated lending manager will assess your overall financial situation by looking at your current position, credit history and financial habits to determine the best way forward.

Your specialist will then suggest a plan of action based on their findings. This may involve negotiating with creditors to reduce your overall unsecured debt amount, then including this in your new Debtstroyer Home Loan and totally eliminating the debt. This could save you thousands in reduced loan repayments and make your refinanced mortgage more affordable.

Once the negotiation process is complete, we will complete any documentation required for the application and stay with your through the entire process. It is our aim to provide a complete financial solution to people who are struggling with their finances.

We will not only help you get a loan. but improve your finances, improve your cash flow and help you get back on financial track before debt gets out of control.

Our Process

We combine consolidation and debt negotiation with specialised lending products to help you improve your finances and get on with life!

Assessment and Application

We will assess your financial situation, make a recommendation on consolidating your debts and prepare your loan application.

Processing and Negotiation

We will process your loan to obtain a conditional approval and negotiate with your creditors to reduce the amount of debt you owe to fit your borrowing capacity.

Approval and Settlement

Once our negotiations are complete and your loan is finalised, we will settle all your debts and you will be stress-free to get on with your life.

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